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Interest rates and annual percentage yields are effective as of January 12, 2012 and may change at any time. Account terms and conditions are available in our Deposit/Business Account Disclosures.
Special Rate Promotions

Term Interest Rate Annual Percentage Yield
30 Month 1.05% 1.05%

Certificates of Deposit*

Term Interest Rate Annual Percentage Yield
91 Day 0.10% 0.10%
6 Month 0.20% 0.20%
12 Month 0.35% 0.35%
18 Month 0.45% 0.45%
24 Month 0.60% 0.60%
30 Month see above
36 Month 1.10% 1.10%
60 Month 1.49% 1.50%

Savings Accounts

Account Type Interest Rate Annual Percentage Yield
Passbook Savings 0.15% 0.15%
Statement Savings 0.15% 0.15%
Business Statement Savings 0.20% 0.20%
Premier Plus Money Market .01-$9,999 = .15% .01-$9,999 = .15%
$10,000-$24,999 = .20% $10,000-$24,999 = .20%
$25,000-$49,999 = .30% $25,000-$49,999 = .30%
$50,000-$99,999 = .50% $50,000-$99,999 = .50%
$100,000 and higher = .55% $100,000 and higher = .55%


Checking Accounts

Account Type Interest Rate Annual Percentage Yield
Interest Checking 0.10% 0.10%
Premier Checking .01-$4,999 = 0.10% .01-$4,999 = 0.10%
$5,000 -$14,999 = 0.10% $5,000 -$14,999 = 0.10%
$15,000-$24,999 = .15% 15,000-$24,999 = .15%
$25,000-$49,999 = .20% $25,000-$49,999 = 0.20%
$50,000 and higher = 0.40% $50,000 and higher = 0.40%
**Commercial Checking (Subject To Analysis) Earnings Credit (Refer to Business Account Disclosure Details) N/A
*The minimum balance to open a certificate and obtain the interest rate and APY is $1,000.Certificate accounts are available as IRA accounts only for terms of one year and over. 
**The 3-Month Treasury Bill Rate as of 01/01/12 is 0.02% 



 
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