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Interest rates and annual percentage yields are effective as of January 12, 2012 and may change at any time. Account terms and conditions are available in our Deposit/Business Account Disclosures.
Special Rate Promotions
|
| Term |
Interest Rate |
Annual Percentage Yield |
| 30 Month |
1.05% |
1.05% |
Certificates of Deposit*
|
| Term |
Interest Rate |
Annual Percentage Yield |
| 91 Day |
0.10% |
0.10% |
| 6 Month |
0.20% |
0.20% |
| 12 Month |
0.35% |
0.35% |
| 18 Month |
0.45% |
0.45% |
| 24 Month |
0.60% |
0.60% |
| 30 Month |
see |
above |
| 36 Month |
1.10% |
1.10% |
| 60 Month |
1.49% |
1.50% |
Savings Accounts
|
| Account Type |
Interest Rate |
Annual Percentage Yield |
| Passbook Savings |
0.15% |
0.15% |
| Statement Savings |
0.15% |
0.15% |
| Business Statement Savings |
0.20% |
0.20% |
| Premier Plus Money Market |
.01-$9,999 = .15% |
.01-$9,999 = .15% |
|
$10,000-$24,999 = .20% |
$10,000-$24,999 = .20% |
|
$25,000-$49,999 = .30% |
$25,000-$49,999 = .30% |
|
$50,000-$99,999 = .50% |
$50,000-$99,999 = .50% |
|
$100,000 and higher = .55% |
$100,000 and higher = .55% |
Checking Accounts
|
| Account Type |
Interest Rate |
Annual Percentage Yield |
| Interest Checking |
0.10% |
0.10% |
| Premier Checking |
.01-$4,999 = 0.10% |
.01-$4,999 = 0.10% |
|
$5,000 -$14,999 = 0.10% |
$5,000 -$14,999 = 0.10% |
|
$15,000-$24,999 = .15% |
15,000-$24,999 = .15% |
|
$25,000-$49,999 = .20% |
$25,000-$49,999 = 0.20% |
|
$50,000 and higher = 0.40% |
$50,000 and higher = 0.40% |
| **Commercial Checking (Subject To Analysis) |
Earnings Credit (Refer to Business Account Disclosure Details) |
N/A |
*The minimum balance to open a certificate and obtain the interest rate and APY is $1,000.Certificate accounts are available as IRA accounts only for terms of one year and over. |
**The 3-Month Treasury Bill Rate as of 01/01/12 is 0.02% |
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