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Interest rates and annual percentage yields are effective as of August 20, 2008 and may change at any time. Account terms and conditions are available in our Deposit /Business Account Disclosures.
Special Rate Promotions

Term Interest Rate Annual Percentage Yield
9 Month 2.96% 2.97%
15 Month 3.94% 4.00%

Certificates of Deposit*

Term Interest Rate Annual Percentage Yield
91 Day 1.90% 1.91%
6 Month 2.15% 2.16%
12 Month 2.60% 2.63%
18 Month 2.65% 2.68%
24 Month 2.80% 2.83%
30 Month 2.85% 2.88%
36 Month 3.05% 3.09%
60 Month 3.70% 3.75%

Savings Accounts

Account Type Interest Rate Annual Percentage Yield
Passbook Savings 0.45% 0.45%
Statement Savings 0.50% 0.50%
Business Statement Savings 0.55% 0.55%
Premier Plus Money Market .01-$4,999 = .65% .01-$4,999 = .65%
$5,000-$14,999 = 1.00% $5,000-$14,999 = 1.00%
$15,000-$24,999 = 1.10% $15,000-$24,999 = 1.11%
$25,000-$49,999 = 1.20% $25,000-$49,999 = 1.21%
$50,000 and higher = 2.50% $50,000 and higher = 2.50%
Premier Money Market .65% .65%


Checking Accounts

Account Type Interest Rate Annual Percentage Yield
Interest Checking 0.30% 0.30%
Premier Checking .01-$2,999 = 0.30% .01-$2,999 = 0.30%
$3,000+ = 0.30% $3,000+ = 0.30%
**Commercial Checking (Subject To Analysis) Earnings Credit (Refer to Business Account Disclosure Details) N/A
*The minimum balance to open a certificate and obtain the interest rate and APY is $1,000.Certificate accounts are available as IRA accounts only for terms of one year and over. 
**The 3-Month Treasury Bill Rate as of 08/01/08 is 1.66 



 
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