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Interest rates and annual percentage yields are effective as of July 07, 2010 and may change at any time. Account terms and conditions are available in our Deposit/Business Account Disclosures.
Special Rate Promotions

Term Interest Rate Annual Percentage Yield
15 Month 1.24% 1.25%
24 Month 1.74% 1.75%

Certificates of Deposit*

Term Interest Rate Annual Percentage Yield
91 Day 0.25% 0.25%
6 Month 0.45% 0.45%
12 Month 0.80% 0.80%
18 Month 0.95% 0.95%
24 Month see above
30 Month 1.30% 1.31%
36 Month 1.65% 1.66%
60 Month 2.25% 2.27%

Savings Accounts

Account Type Interest Rate Annual Percentage Yield
Passbook Savings 0.20% 0.20%
Statement Savings 0.20% 0.20%
Business Statement Savings 0.25% 0.25%
Premier Plus Money Market .01-$9,999 = .25% .01-$9,999 = .25%
$10,000-$24,999 = .35% $10,000-$24,999 = .35%
$25,000-$49,999 = .60% $25,000-$49,999 = .60%
$50,000-$99,999 = 1.05% $50,000-$99,999 = 1.05%
$100,000 and higher = 1.10% $100,000 and higher = 1.11%


Checking Accounts

Account Type Interest Rate Annual Percentage Yield
Interest Checking 0.15% 0.15%
Premier Checking .01-$4,999 = 0.15% .01-$4,999 = 0.15%
$5,000 -$14,999 = 0.15% $5,000 -$14,999 = 0.15%
$15,000-$24,999 = .30% 15,000-$24,999 = .30%
$25,000-$49,999 = .50% $25,000-$49,999 = 0.50%
$50,000 and higher = 1.00% $50,000 and higher = 1.00%
**Commercial Checking (Subject To Analysis) Earnings Credit (Refer to Business Account Disclosure Details) N/A
*The minimum balance to open a certificate and obtain the interest rate and APY is $1,000.Certificate accounts are available as IRA accounts only for terms of one year and over. 
**The 3-Month Treasury Bill Rate as of 07/01/10 is 0.17% 



 
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