Ben Franklin Bank
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Residential Mortgage Lending

Whether you are purchasing, refinancing or building your dream home, it can be challenging, exciting and very rewarding. At Ben Franklin Bank, our experienced staff of lending officers will assist you in making those important decisions. Our staff will keep you informed throughout the entire process. We are committed to providing you with exceptional service. Contact us on-line or in person to discuss all of your financial needs.

We offer a variety of products and features including:
Fixed rate loans with terms ranging between 10 to 40 years
Adjustable rate loans with initial adjustment periods ranging from one to ten years
Bi-weekly loans which help reduce your principal balance faster, thus saving you money!
Construction, Jumbo, Interest Only, FHA, VA and Non-Owner Occupied Loans

Our experience in the community, our knowledgeable and professional staff will make this transaction seem effortless to you!

Consumer Lending

College, vacation, home improvements, auto, boats, whatever your needs, Ben Franklin Bank can assist with your financing. We offer a variety of consumer loan products that offer the flexibility to meet your specific needs. Our Home Equity Line of Credit is prime based and provides cash availability whenever the need for funds arises. You only pay interest on the amount of funds used! In addition, we offer home equity loans for those looking for a fixed monthly payment alternative.

Commercial Lending

Our commercial lending officers will assist in providing financing options that fit your business plan.
Whether it is for property or equipment acquisition, ongoing operational needs, our lenders will work one on one to understand your financial needs. In addition, we continue to participate with the SBA.

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